Risk Disclosure

This Risk Disclosure Statement is provided by Groww Trade to ensure that all community members and users of our educational content are fully aware of the risks involved in trading and investing in financial markets.

By attending our webinars, joining our Telegram community, or using any of our educational material, you confirm that you have read, understood, and accepted this Risk Disclosure.

1 General Risk Warning

Financial market trading — including equities, derivatives, futures, options, commodities, currencies, and cryptocurrency — involves substantial risk of loss. The value of investments can go down as well as up, and you may receive back less than you originally invested.

Trading is not appropriate for everyone. Before you begin trading, you should carefully consider:

• Your investment objectives and financial situation
• Your level of experience and knowledge of financial markets
• Your risk tolerance and ability to bear financial loss
• Whether you can afford to lose your entire investment

2 Nature of Financial Markets

Financial markets are inherently unpredictable and can be influenced by a wide range of factors, many of which are beyond anyone's control or prediction. These include:

• Economic factors: GDP growth, inflation, interest rates, unemployment data
• Political events: Elections, government policy changes, geopolitical tensions
• Global events: Pandemics, natural disasters, war or conflict
• Corporate news: Earnings reports, management changes, mergers and acquisitions
• Market sentiment: Fear, greed, speculation, and herd behavior
• Regulatory changes: New laws, SEBI guidelines, taxation changes

No analysis — technical or fundamental — can guarantee accurate market prediction. Even experienced traders incur regular losses.

3 Types of Trading Risks

Trading and investing involve multiple categories of risk. Being aware of these is essential for responsible trading:

4 Leverage & Derivatives Risk

Trading in derivatives such as futures and options involves significantly higher risk than trading in cash equities. Leverage amplifies both profits and losses.

• Options can expire worthless, resulting in a total loss of premium paid.
• Futures positions can result in losses far greater than your margin.
• Intraday leveraged positions must be squared off by market close or face auto-square off at unfavorable prices.

You should only trade derivatives if you fully understand how they work and can afford to sustain substantial losses.

5 No Guaranteed Returns

Groww Trade makes no representations, warranties, or guarantees regarding the profitability of any trading strategy, analysis, or educational content shared in our webinars or community.

• Past performance shown in charts, examples, or case studies is not indicative of future results.
• Any profits shown during live webinars or educational sessions are for illustrative purposes only.
• Market conditions change constantly — strategies that worked in the past may not work in the future.

6 Educational Content Disclaimer

All content provided by Groww Trade — including live webinars, chart analysis, videos, community messages, and written materials — is strictly for educational and informational purposes only.

Our content:

• Does not constitute investment advice, financial advice, or trading recommendations.
• Should not be used as the sole basis for any investment or trading decision.
• Is general in nature and does not take into account your individual financial situation.
• May not be accurate, complete, or up-to-date at the time of viewing.

Always conduct your own research and due diligence before making any financial decisions.

7 Not SEBI Registered

We strongly caution you against:

• Paying any fees or subscriptions to anyone claiming to provide guaranteed stock tips on behalf of Groww Trade.
• Sharing your Demat account, trading account, or bank account credentials with anyone.
• Following paid "calls" or signals from unofficial channels using our name or branding.

If you encounter any such fraudulent activity, please report it immediately to SEBI at sebi.gov.in and your local authorities.

8 Your Responsibility

By using Groww Trade's services, you accept full and sole responsibility for:

• All trading and investment decisions you make.
• Any profits or losses resulting from your trading activity.
• Ensuring you have adequate knowledge before trading with real money.
• Maintaining proper risk management and stop-loss practices.
• Complying with all applicable laws, regulations, and tax obligations in your jurisdiction.

Groww Trade, its team members, educators, and admins shall not be held responsible for any financial losses incurred by community members as a result of applying any educational content or information shared on our platform.

9 Seek Professional Advice

Before making any investment or trading decisions, we strongly recommend that you:

• Consult a SEBI-registered investment advisor or financial planner.
• Speak to your bank or broker about the risks involved in the instruments you wish to trade.
• Start with paper trading or a small capital amount before committing significant funds.
• Read all offer documents, product notes, and risk disclosures provided by your broker.

10 Acknowledgement

By joining the Groww Trade community, attending our webinars, or accessing any of our content, you acknowledge and confirm that:

• You have read and fully understood this Risk Disclosure Statement.
• You understand that trading in financial markets involves significant risk of loss.
• You are aware that Groww Trade is an educational platform and not a SEBI-registered advisor.
• You accept full responsibility for all your trading and investment decisions.
• You will not hold Groww Trade or its team liable for any losses you may incur.
• You are trading with capital you can afford to lose.